The end of year can usher in a flurry of FSA-spending as employees seek to avoid losing saved funds. If you or your employees find yourself in a situation where you’ll need to spend quickly, consider stocking up on the essentials you know you’ll need for the upcoming year and have a long shelf life. Alternatively, there are dozens of items that may be on your wishlist that you weren’t aware are actually FSA-eligible.
Here are a few FSA-eligible expenses you might not have been aware of, so you can make the most of your pre-tax dollars next time you’re at the drugstore.
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1. Air purifier/humidifier
Although these are only FSA/HSA eligible with a LMN (Letter of Medical Necessity), it’s useful to note that both of these household staples are a good place to spend your extra pre-tax dollars. So if your doctor says you could benefit from having an air purifier or humidifier in your home, don’t miss the opportunity to snag one with FSA dollars.
2. Sunscreen
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Looking to have some (responsible) fun in the sun? You’re in luck! Sunscreen is FSA and HSA eligible, no LMN needed. Just make sure your sunscreen is SPF 15 or above, otherwise it won’t qualify.
3. Skincare
Sunscreen isn’t the only thing you can save on, when it comes to skincare. If you’re struggling with acne, eczema, or another skin condition, there are plenty of FSA-eligible over-the-counter products that might help. You can expect your FSA to cover a wide range of products, from moisturizers to acne patches to light therapy masks.
4. Heating pads
Whether you want to sooth a back ache or a menstrual cramp, heating pads can come in handy in a pinch. You can spend your FSA/HSA dollars on heating packs, or their temperature-regulating cousins, hot and cold packs.
5. Glasses
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If you’re a glasses wearer, you know how expensive a new set of frames can be. For non-prescription glasses, no LMN is required, but for a set of prescription spectacles, you’ll need to submit your prescription paperwork along with your receipt.
6. Thermometers
Now that thermometers are no longer flying off the shelves at such a prodigious rate, you might want to consider snagging one with your FSA dollars. Like most of the previous items, no prescription is required for reimbursement.
7. Shoe inserts
Believe it or not, you also don’t need a prescription to use FSA/HSA dollars on a shiny new pair of orthopedic shoe inserts. Maybe not the sexiest item on the list, but they’ll be sure to give you a spring in your step.
Have questions about how your employees might benefit from an FSA managed in one central platform and easily accessed from a web and mobile app? Drop us a line at [email protected].
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